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While Johnny Middleclass works hard to pay down his mortgage and save himself money on his 4% interest payments, he gives up his chance to leverage that money to earn a conservative 6%-10% return!

As soon as you pay any money to principle, the opportunity to earn a return with that money vanishes.

The rich would never waste such an opportunity. They even came up with a term for it: opportunity cost. And they hate it.

But the rich also know it’s more than just opportunity cost. They also know that there is...

And what I mean is - there’s wealth hidden between definitions of two types of rates: simple and compounding.

Simple Interest is when you never pay interest on interest that has accumulated. You only pay interest on the principle.

Compounding Interest is when the interest you earn can then be used to earn more interest. Because of this your initial investment snowballs!

So if you’re paying simple interest to your loan payment while making money from COMPOUNDING interest - where your interest earns yet more interest - you’re set to make yourself a fortune.

Even if the interest you earn is lower than the interest you pay!

Here's an example from the lesson:

Say you borrow $100,000 at 5% simple interest and ONLY pay the interest each month. Get your calculators out: that means each year you pay $5,000 in interest.

And let’s say you’re leveraging that $100,000 loan to earn 4% compounding interest. That means the first year, you’ll earn $4,000. But in your second year, you’ll earn 4% of $104,000 - that’s $4,160.

It doesn’t sound like much yet... but if you play this scenario out 30 years, the length of an average home loan, your $100,000 loan will turn into $324,339.75.

But that’s with an annual return of 4%...

After 30 years of 8% annual returns, $100k turns into over $1,006,265! And if you had paid extra on your mortgage instead of leveraging like the rich, you’d be out over a million dollars.

In lesson 2 you'll see the numbers of two different home buyers.

One home buyer gets a 15-year loan, makes a larger down payment, and pays more every month.

And another gets a 30 year loan, makes a small down payment and pays the minimum... but invests the extra money into the Bank Of You.

After 30 years, the latter comes out over $501,142 ahead. These are numbers the rich get excited about - that the middle-class never hear about!

More money is just one benefit. The best investment vehicles serve more than one purpose.

And The Bank Of You serves several...

* Consistent Returns - A minimum return of 5% per year with easy chance at 10%.
* Low Risk - Zero chance of losing your money, even if the market drops like a stone.
* Huge Tax benefit - If you play it right, you can avoid all taxes as your money grows.
* Guaranteed Retirement - Can collect $750,000+ annually for 40 years - tax free.
* Ideal For Heirs - Allows you to leave money to heirs 100% tax free.
* Asset Protection - Your money is 100% off-limits to creditors or lawsuits.
* Highly Liquid - Access your money at any time for any purpose without restriction.
* More Opportunities - You can use the Bank Of You as collateral for a loan.

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