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Calling all very experieced Canadian Bankers !  Do you know of the term "Ledger Hold" and exactly what it means?  It keeps randomly being applied to my friend's bank account for differing amounts of time and whether in person at the wicket, ATM or via Direct Deposit. Even the Bank Manager doesn't know what the term means.  He can't find any such term in their system.  I was in the banking industry and suspect it is meant for internal use and notJ to be applied to a customer account.  Possibly an old term.   Help my friend and the Bank Manager out.  Everyone is baffled and my friend is beyond frustrated. !